MONEYTIDE TERMS OF SERVICE

Effective Date: August 1, 2025

Last Updated: August 1, 2025

Important Legal Notice

READ THESE TERMS CAREFULLY. BY DOWNLOADING, INSTALLING, ACCESSING, OR USING THE MONEYTIDE APPLICATION, YOU AGREE TO BE BOUND BY THESE TERMS.

FINANCIAL DISCLAIMER: MoneyTide is not a financial advisor and does not provide financial advice. Always consult financial professionals for important financial decisions.

ACCURACY DISCLAIMER: Financial calculations may contain errors. Verify all information independently.

1. ACCEPTANCE AND MODIFICATION OF TERMS

1.1 Binding Agreement

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and VastSilicon ("we," "us," or "our") regarding your use of the MoneyTide application and related services.

1.2 Modification Rights

We reserve the right to modify these Terms at any time, in our sole discretion, without prior notice. Modifications become effective immediately upon posting. Your continued use of the Service after any modification constitutes acceptance of the modified Terms.

2. SERVICE DESCRIPTION

2.1 MoneyTide Service

MoneyTide provides personal and shared finance management tools, including expense tracking, budget management, and financial insights. The Service is designed for informational and organizational purposes.

2.2 Not Financial Advice

THE SERVICE IS NOT INTENDED TO PROVIDE FINANCIAL, INVESTMENT, OR TAX ADVICE. ALL INFORMATION PROVIDED IS FOR INFORMATIONAL PURPOSES ONLY. CONSULT WITH QUALIFIED FINANCIAL PROFESSIONALS FOR PERSONAL FINANCIAL DECISIONS.

3. USER ELIGIBILITY AND OBLIGATIONS

3.1 Age Requirement

You must be at least 13 years old to use the Service. Users under 18 must have parental consent.

3.2 Financial Data Security

You are responsible for maintaining the security of your financial information and login credentials. Report any unauthorized access immediately.

3.3 Accurate Information

You agree to provide accurate financial information for the proper functioning of the Service.

4. DISCLAIMERS AND WARRANTIES

4.1 LIMITATION OF WARRANTIES

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND. WE DISCLAIM ALL WARRANTIES REGARDING THE ACCURACY OF FINANCIAL CALCULATIONS, BUDGET RECOMMENDATIONS, OR EXPENSE CATEGORIZATIONS.

4.2 No Guarantee of Accuracy

Financial calculations and categorizations may contain errors. Users are responsible for verifying all financial information before making decisions based on Service data.

5. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ALL CLAIMS SHALL NOT EXCEED $50.00. WE ARE NOT LIABLE FOR ANY FINANCIAL LOSSES, MISSED PAYMENTS, OR OTHER DAMAGES RESULTING FROM USE OF THE SERVICE.

6. DATA EXPORT

You may export your financial data from the Service at any time. Upon request, we will provide your data in a commonly used format.

7. CONTACT INFORMATION

For questions about these Terms, contact us at: support@vastsilicon.com

Contact Information

For questions about this document, contact us at: support@vastsilicon.com